Talwinder Johal ‘Tj’
MLO -Realtor
NMLS 1991725 DRE 02101320
tj@tj-loans.com
TJ@RocklinBroker.com
Talwinder Johal is an experienced Mortgage Loan Originator specializing in Conventional financing, CalHFA first‑time buyer programs, and DSCR investment loans. With years of proven success and a track record of smooth, on‑time closings, Talwinder brings a calm, knowledgeable, and solution‑driven approach to every client file. He is known for his ability to break down complex loan guidelines into simple, clear steps—making the mortgage process easier for homebuyers, homeowners, and real estate investors. Whether assisting a first‑time buyer using CalHFA, structuring a competitive Conventional loan, or guiding investors through DSCR qualification, Talwinder consistently delivers results with professionalism and integrity.
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